To reduce the cost of vehicle insurance, car owners and fleet managers could consider fitting their vehicles with monitors for speeding and erratic driving. That is the advice of a British security consultant who had worked for the Kent police.
Journey data loggers record speed, the use of lights and indicators and other driving patterns, allowing motorists who drive safely to reduce their car insurance premiums. A sensor or accelerator can be programmed to flag excessive force in braking, acceleration or on impact.
“I drive a lot in the UAE and get tired of the aggressive driving style everyone uses here,” said Robert Rowles, 38, who now works in Dubai. “And any braking space I leave between my car and the one in front is often filled with a car swerving into it at any given chance. “I would gladly move forward with the introduction of these systems, having already installed and witnessed the effective use of the system.”
The system was installed in British police vehicles in 2007. The data recorded was sent to headquarters after every journey. “The use of data loggers was well-publicized as a tool to show that nobody could hide if they were at fault, and either party not responding or driving correctly,” Mr Rowles said.
When a device is operational, it informs the driver about his driving style and deters risky driving. “The system could be used here for both road safety and fleet management,” Mr Rowles said. “And if it was insurance approved, then this could add reductions to insurance for users who drive safely.” Glenn Havinoviski, a transport expert who specializes in incident management, agrees. The devices could serve several purposes in fleet management, safety and traffic data collection. Car makers can use them to inform drivers when repairs are needed.
“Data loggers and on-vehicle monitors are being used by fleet managers for buses and trucks, monitoring not only maintenance issues but also driver habits,” he said.
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